Important Notice

Thank you for visiting Opening Doors. The availability of homes for purchase through Opening Doors is currently limited as the State Government is considering these properties for other programs to support the WA community. As soon as homes become available for sale, they will be listed on this website.


Shared Home Ownership

Opening Doors’ Shared Home Ownership initiative helps to reduce the cost of home ownership for more Western Australians. Since the initiative launched in 2011, we have helped more than 1800 Western Australians realise their home ownership dreams.


How does it work?

You share your loan, not your home!

Under this unique initiative, the State Government (through the Department of Communities) acts as a silent partner, co-owning the home with you.

We fund up to 30%* of the purchase price, which means you only need a loan for the remaining share, so your mortgage repayments will be lower.

In most cases, you will have the opportunity to increase your share in your home when you can afford to do so.

You will purchase your new home from those available through Opening Doors, and your Shared Ownership Home Loan will be provided by the State Government’s lending provider, Keystart. 

Do I qualify?

The Shared Home Ownership initiative is aimed at making home ownership affordable for more Western Australians.

This includes singles earning up to $70,000 per year and couples and families with a combined annual income of up to $90,000ˆ.

If your income is within these limits, we encourage you to contact the team at Keystart on 1300 578 278 or visit Keystart's website to find out more about the Shared Ownership Home Loan.

You can also find out how much you may be able to borrow and see if you qualify in just five minutes.

Where do I start?

Contact Keystart on 1300 578 278 to find out if you qualify for a Shared Ownership Home Loan or apply online at www.keystart.com.au/apply-now.

While you’re waiting for conditional approval for your home loan, view our range of homes on our "Buy" page – look out for the Shared Home Ownership opportunity icon.

If you can’t find a home that meets your needs on our site, contact our team to find out what properties might soon be available.

Once you have your conditional approval from Keystart, select your home and submit your offer!


What homes are available and where are they located?

As this initiative is exclusive to Opening Doors, you will be able to choose from our range of quality-built homes available within the Perth metro area. With one-bedroom apartments through to family-sized homes, we have something for everyone!

SHO A selection of homes available through the initiative are listed on our “Buy” page – look out for the Shared Home Ownership opportunity icon or check the “Only show Shared Home Ownership opportunities” box in the search form. 

If our current listings don’t meet your needs, we encourage you to contact our team to find out what properties might soon be available in your desired location. It’s best to do this after you have lodged your loan application with Keystart.

Email us for more information


*Dependent on your borrowing power.

ˆPerth metropolitan figures provided. Visit Keystart’s website for regional figures. Standard lending criteria, terms, conditions, fees and charges apply. Keystart’s Australian Credit Licence: 381437.