For a limited time, the State Government is making its low-deposit home loans available to more people.

If you earn less than $155,000, you could be eligible.

For a limited time, Keystart Low Deposit Home Loan income limits will be increased by $15,000 for singles and couples, and by $20,000 for families.

This means you could own a home of your own with a deposit of just $2,000 or 2% of your property value, whichever is greater.

There’s no lender's mortgage insurance to worry about, and loans are available to first and subsequent home buyers, with no saving history required. 

This loan is available for homes valued at up to $480,000*, with a broad range of eligible properties available through Opening Doors

These income limit changes do not apply to Keystart's Shared Ownership Home Loan. 

> Take a look at our range of affordable homes available across WA. Find your new home.

> Low-deposit home loans are available through Keystart. Find out more.

> You may also be eligible for the $10,000 First Home Owner Grant and Stamp Duty concession or exemption. Find out more.




**Applies to Keystart’s Low Deposit Home Loan only.
Perth metropolitan figures provided. Visit the Keystart website for regional figures.

An initiative of the Western Australian Government, Keystart was established in 1989 to provide low-deposit home loans to Western Australians unable to meet the deposit requirements of mainstream lenders. To date, Keystart has helped more than 100,000 WA households realise their home ownership dream.


*Perth metropolitan figure provided. Visit the Keystart website for regional figures.
Standard lending criteria, terms, conditions, fees and charges apply. Keystart’s Australian Credit Licence: 381437. 

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