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Making it easier to own a home of your own.

For a limited time, the State Government is making its low-deposit home loans available to more people.

If you earn less than $155,000, you could be eligible.

From 1 July to 31 December, Keystart home loan income limits will be increased by $15,000 for singles and couples, and by $20,000 for families.

This means you could own a home of your own with a deposit of just $2,000 or 2% of your property value, whichever is greater.

There’s no lender's mortgage insurance to worry about, and loans are available to first and subsequent home buyers, with no saving history required. But you do need to hurry.

This loan is available for homes valued at up to $480,000*, with a broad range of eligible properties available through Opening Doors.

Keystart is already accepting applications using the higher income limits, so you can start your search straight away. Your sales contract must settle after 1 July 2019.

> Take a look at our range of brand-new, affordable, move-in ready homes. Find your new home.

> Low-deposit home loans are available through Keystart. See if you qualify.

> You may also be eligible for the $10,000 First Home Owner Grant and Stamp Duty concession or exemption. Find out more.

KEYSTART INCOME LIMITS**

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**Applies to Keystart’s full ownership home loan products only.
Perth metropolitan figures provided. Visit the Keystart website for regional figures.

An initiative of the Western Australian Government, Keystart was established in 1989 to provide low-deposit home loans to Western Australians unable to meet the deposit requirements of mainstream lenders. To date, Keystart has helped more than 100,000 WA households realise their home ownership dream.

 

*Perth metropolitan figure provided. Visit the Keystart website for regional figures.
Standard lending criteria, terms, conditions, fees and charges apply. Keystart’s Australian Credit Licence: 381437.